How to pay with bitcoin

How to pay for a Bitcoin invoice? Step-By-Step Guide (Updated 2020)

Paying for a Bitcoin invoice is easy. Here we’ll walk you through the steps of the whole process: how to pay, what happens when you pay too little, too much, or too late.

To pay a Bitcoin invoice, first you’ll need a working Bitcoin wallet and some bitcoins. See the instructions for setting up a Bitcoin wallet on Electrum , or get some bitcoins with your Credit or Debit Card .

So, how to proceed when you see a CoinGate invoice like the one below?

How to pay a Bitcoin invoice from CoinGate?

The example below is described using Electrum but the same steps apply to any other wallet.

You will have a time window of 15 minutes to 24 hours to complete the payment. The expiration time depends on the settings of the store you are buying from.

For starters, open Electrum wallet, and go to the Send tab.

In the Amount field, enter the amount of bitcoins you want to send. Our advice is to copy the exact BTC value from the invoice. If your Bitcoin wallet only allows a certain amount of digits, then you should round the amount to the higher side to avoid underpaying. In the example of the invoice above, if allowed 4 digits past the decimal, it is advised to transfer 0.0112 BTC.

In the Pay to field, enter the Bitcoin address to which you want to send the payment. Always make sure that the Bitcoin address you are sending to is correct.

Here’s how to get the Bitcoin address from the invoice into your wallet for payment:

1. Enter your email address and click on “Pay with Bitcoin” on the invoice;
2. Manually select and copy the Bitcoin address from the CoinGate invoice to your wallet OR click the copy button, and paste the invoice Bitcoin address in your wallet;
3. Finalize the payment by pressing the “Send” button in your wallet OR by scanning the QR code on the invoice with your mobile Bitcoin wallet.

In Electrum and other wallets, you can also include a Description, which will later remind you what you paid for.

We recommend leaving the Fee slider in the default position. Reducing the transaction fee may cause a confirmation delay on the Bitcoin network, resulting in unwanted problems. Leaving the default fee will let Electrum calculate the required Bitcoin network transaction fee automatically.

Confirm the transaction details once again, and proceed to click Send.

What happens next?

After the transaction is sent, you will instantly see a confirmation message, because our system will detect the incoming transaction automatically right away.

If you are making a small purchase, the transaction will be confirmed immediately. Meanwhile, if the transaction is bigger, you may have to wait for it to be confirmed by the Bitcoin network. See the screenshot below.

Seeing the window below means that you do not need to do anything else – your Bitcoin invoice is paid! Great job – the merchant is notified and will soon process your order.

If you want to pay the Bitcoin invoice value using two or more different wallets or different Transaction IDs, rest assured – this is possible. Please read the part on underpaid orders in the following section.

What can go wrong?

Three things, really. One, you may accidentally (or purposefully) pay too little. Two, your Bitcoin invoice might expire before you make a transaction. Three, you can accidentally pay too much. Let us go over all of these scenarios, and what you should do if you face any problems.

You Underpaid

Most likely, this is the case if you make a transaction, yet the Bitcoin invoice does not switch into confirming/paid state. In the updated invoice (see below on the left) you will see the amount of bitcoins that you sent, as well as the amount that is still left to pay (in the red box). You should make another transaction to cover the underpaid amount before the invoice expires.

Once you make the sufficient payment, your transaction will be confirmed. You will see a confirmation window with your Transaction IDs on the invoice.

On the other hand, if the invoice expires, you will be displayed a refund form. See the next section on what to do with an expired invoice.

The Invoice Expired

If this happened before you sent a transaction, do not worry and start over with your order. If you did send a transaction, but the invoice did not update, then read on.

You most likely made a Bitcoin transaction from a source where you do not have full control over your bitcoins : either an Exchange, a Web Wallet of some kind, or a Third-Party Service. These services may not always make transactions on demand, but rather process your payment request with a delay.

Nevertheless, you should not worry, because your bitcoins will reach us at some time. What you should do is monitor the CoinGate invoice status every once in a while. The invoice form will update immediately when the transaction is broadcast to the Bitcoin network.

What can then happen is:

(1) You will see a Refund Form on the invoice. Fill out the form and you will receive the refund within 48 hours.

(2) The invoice will remain expired, though you will see your Transaction ID on the Bitcoin invoice. This means that your seller may still accept your late payment, so hold on for a little while, and contact your seller if you have not already.

You Overpaid

In case you paid too much, you will be displayed a refund form such as shown below on the right. To receive a refund for the overpaid amount, please fill out the form and your overpaid amount will be sent to your Bitcoin address within 48 hours.

That is it. These are all of the scenarios that you may face when paying our invoice with Bitcoins. We recommend sticking to Electrum to minimize the risk of expired invoices and underpayments. Refer to our guide here for setting up Electrum .

We hope that reading this guide has helped you understand how to pay for a CoinGate invoice with Bitcoin. If it was your first time making a transaction and you found it difficult and tiring – we assure you that the second time will be much much easier.

Here are more articles from CoinGate that might be relevant to you:

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How To Pay With Bitcoin For Online And Offline Purchases

Bitcoin emerged from the need of a currency that wasn’t controlled by a central authority. One that can be used to pay for goods and services. First, people were using it for Pizza (not really a wise decision). Today, Bitcoin can get you so much more than a pepperoni slice. In this article, you’ll learn

Bitcoin emerged from the need of a currency that wasn’t controlled by a central authority. One that can be used to pay for goods and services.

First, people were using it for Pizza (not really a wise decision). Today, Bitcoin can get you so much more than a pepperoni slice. In this article, you’ll learn how to buy with Bitcoin anywhere.

Where can you pay with Bitcoin?

Nowadays, you can pay with cryptocurrencies in almost any shop. While there are plenty of retailers that do not accept cryptocurrency directly, you can use an alternative Bitcoin payment method like a debit card to turn BTC into cash whenever needed.

Using a Bitcoin debit card is probably the most comfortable way to pay since it is a widely accepted method and the shop owner will receive fiat currency. That said, it’s important to find a card that offers good exchange rates and it’s available in your country.

Is it safe to pay with Bitcoin?

Blockchain technology makes Bitcoin payments transparent. All transactions are recorded on a public distributed ledger. In other words, anyone can find a transaction there. But… is that enough to guarantee safe payments? Short answer: no.

If you transfer $100 from your bank account to an unknown seller, you’re taking a risk. The same logic applies with digital currencies. However, there’s a difference. Transferring fiat money isn’t a straightforward process as money usually moves through a complex network of intermediaries until it reaches its final destination.

That payment window gives you the ability to block or cancel a transaction in case something goes wrong. With Bitcoin, there are no intermediaries and transactions go straight to the other end. That said, getting funds back could be challenging if not impossible. Before paying with Bitcoin, always double check the following:

1. Seller is legit: if you’re shopping online, do a little extra digging on the company’s registration or license, try out their contact center, and look for external reviews.

1. Wallet address: if you’re directly sending Bitcoin to the seller, make sure you’ve got the wallet address right. A useful tip is to ask for a QR code that links to the Bitcoin address. Scanning the QR code is not only faster, but also safer than typing yourself.

1. Service compatibility: if the seller uses the same wallet service than you, then transactions are likely to be processed off-chain. That means that it would be easier for you to request a refund operation if needed.

How to pay with Bitcoin on Cash App

Paying with Bitcoin with a mobile wallet is the go-to choice if you’re dealing with either a person or business that accepts Bitcoin as a payment option.

Step #1 — Set up a Bitcoin wallet

The first step is to open a wallet. The Crypterium Wallet is available for both iOS and Android devices, as well as any browser. Regardless of which wallet service you choose, always make sure the service is free, secure and compliant with regulations.

If you’ve downloaded the Crypterium Wallet on your mobile device, your BTC address is automatically generated and you can quickly find it by clicking on “Top up”.

Step #2 — Load your wallet with Bitcoin (BTC)

If you intend to purchase something with Bitcoin, you’ll need Bitcoin. Smart, right? There are two basic ways to load your wallet, you can either transfer funds from another wallet or you can purchase some.

Hopefully for those using the Crypterium Wallet, you can buy BTC with a debit or credit card effortlessly, with instant BTC delivery and the lowest commission on the market.

Step #3 — Enter details of the receiver

Regardless of which cryptocurrency service you’re using, the final step is always to enter the wallet address of the receiver. As previously outlined, you can enter it manually on the wallet app or scan the QR code.

Crypterium offers a different approach to smooth the process. Instead of entering the wallet address of the seller, you can input a mobile phone number or select a contact from your phonebook.

The seller receives a SMS with a link to a brand new Crypterium Wallet loaded with the funds. Then, he or she can decide whether to keep them there or do something else with them.

How to pay with a Bitcoin debit card

Using a Bitcoin debit card is strongly advised when the seller does not accept Bitcoin. In this case, a crypto debit card allows you to easily convert your digital currency into fiat money.

Step #1 — Order a Bitcoin debit card

Nowadays, there are several companies offering Bitcoin debit cards. Choosing the right one for you will largely depend on three factors: where you live, which currencies you use, and how much you are willing to pay for it. You can compare the available payment options using this tool.

If you’re planning on ordering the Crypterium Card, simply go to the ‘Card’ section to apply for a card. At the moment, you can choose between a UnionPay and Visa card. Our cards are available in more than 200 countries.

Step #2 — Load your card

Once you have a card, it’s time to load it with Bitcoin. For Crypterium Card holders, the top up process takes only a few taps to complete.

In the ‘card’ section, click on ‘load’ and enter the amount of BTC (or other cryptocurrency) you would like to top up. The BTC is exchanged to U.S. dollars using a competitive exchange rate.

Step #3 — Enter details, swipe or tap

Paying with a Bitcoin card feels exactly the same as paying with any other card. If you’re shopping online, you’ll need to enter the payment details. For physical stores, payments are processed once you swipe or tap the card at the POS.

The Crypterium Card offers a virtual card which is ideal for buying with Bitcoin online. The plastic cards (UnionPay and Visa) are equipped with NFC technology.

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Как платить биткоинами

Несмотря на активное сопротивление властей, Bitcoin постепенно проникает во многие сферы жизни россиян. Появляются новые магазины с оплатой Биткоинами, не говоря уже о сетевых ресурсах. Рассмотрим, где на текущий момент можно потратить криптовалюту и как это сделать.

Какие товары и услуги можно купить в России за Биткоины

Изучение всех точек, принимающих оплату в криптовалюте, привело к выводу биткоинов, что спектр товаров и услуг практически не ограничен. Например, есть возможность приобрести:

товары бытового назначения;

товары для рукоделия;

продукты питания и мн.др.

А также разнообразные услуги – юридическая помощь, разработка и продвижение сайтов, доставка цветов – да что угодно, если владелец бизнеса пожелает внедрить у себя такую возможность.

Магазины, принимающие Биткоин

Приведем несколько примеров оффлайн и онлайн торговых точек, принимающих BTC. Чтобы найти больше, воспользуйтесь картой на сайте coinmap.org, там отслеживаются все пункты, где можно потратить криптовалюту, даже если на сайте самих учреждений это не указано.

Сеть фастфуда BurgerKing.

Ресторан быстрого питания Subway.

ООО «НК-МАРКЕТ» GPU4YOU – продажа видеокарт. Помимо BTC, магазин принимаетEthereum, Ethereum Classic, DASH, Zcash, Litecoin.

Fонарь and Lампа – старинные фонари и лампы, запчасти для них.

Kokedama.ru – всё для домашнего сада, от бонсай до дизайнерских елок.

Попперс – эротические товары.

Brandme.Agency – продвижение бизнеса.

Ton24 – тюнинг автомобиля.

Nano Fitness – фитнес-клуб.

МОССТЕКЛОМОНТАЖ – производство душевых кабинок.

LAVKA – доставка цветов в Уфе.

По России таких точек относительно мало, едва ли наберется несколько десятков. Однако и это большое продвижение – они способствуют принятию криптовалюты и стимулируют другие учреждения брать пример.

Наибольшее сосредоточение таких торговых пунктов – в Европе и США. BTC принимают в магазинах одежды, продуктов и многих других. Распространен такой вариант оплаты в ресторанах быстрого питания. Онлайн-сервисы не отстают – как пример, популярный ритейлер Amazon, медиа-компания PlayBoy, магазин подарков Gyft. В Штатах за крипту продают билеты на самолеты в Virgin Airline, домашние мелочи в Fancy, игры и игровые приставки в магазинах Microsoft. Кроме того, за рубежом встречаются крипто-банкоматы, где цифровые деньги можно в любой момент обналичить по текущему курсу.

Квартира или машина за оплату Биткоинами

Негативное отношение правительства к криптовалюте и общее недоверие граждан мешают полноценно развиваться BTC-торговле в сфере крупных покупок.

Конечно, ничто не мешает связаться с автором объявления о продаже недвижимости на любой из удобных вам досок объявлений и предложить ему нужный вариант перевода средств. Правда, гарантий согласия никто не дает. Больше шансов, если искать контрагента из крупного города, где к криптовалютам относятся лояльнее, чем в провинции.

На сайтах по продаже автомобилей некоторые создатели объявлений сами указывают, что готовы принять средства в крипте полностью или частично. Поискать можно на auto.drom.ru.

Как платить на сайтах с оплатой Биткоинами– инструкция

Криптосервисы обычно делают ставку на такие способы, которые уже известны и понятны людям. Многие поддерживают автоматическую конвертацию крипты в фиат, другие подключаются непосредственно к блокчейну. В зависимости от типа магазина (онлайн или оффлайн) применяются следующие методы:

Платеж на сайте с помощью специального плагина. Плагин устанавливается на сайт магазина и при платеже переводит покупателя на отдельную страницу, поддерживающую функционал криптоперевода.

POS-терминал. Многие криптокошельки выпускают пластиковые карты, которые пользователь пополняет криптовалютой, чтобы затем платить ей в магазинах. Причем расплачиваться можно абсолютно в любых точках, так как цифровые монеты автоматически конвертируют в фиат и поступают на обычный банковский счет продавца.

QR-код. Создается отдельно для каждого товара и требует наличия у продавца специального ПО. Покупатель сканирует код и позволяет приложению списать со своего счета нужную сумму. Платеж происходит через блокчейн.

В момент транзакции средства с BTC-счета покупателя переводятся на счет продавца, а тот предоставляет взамен товар или услугу, когда транзакция проходит.

Достоинства и недостатки способа

Оплата Биткоинами в России не всегда удобна. С одной стороны, платежи максимально конфиденциальны и безопасны. В платеже не участвуют посредники, что снижает их стоимость. Декларировать доходы и расходы такого вида тоже не нужно.

Минус же заключается в том, что BTC пока вне законного поля. Если у вас будут претензии по сделке, их никто не будет рассматривать и защищать ваши права. То есть вы проводите ее на свой страх и риск.

Заключение

Оплата Биткоинами в интернете – хорошая замена фиатным платежам, когда хочется сохранить анонимность или снизить комиссии при международных транзакциях. Не все к этому готовы, но рано или поздно криптовалюта должна занять должное место в торговле.

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